{"id":21425,"date":"2026-03-04T16:08:55","date_gmt":"2026-03-04T21:08:55","guid":{"rendered":"https:\/\/compt.io\/?post_type=podcast&#038;p=21425"},"modified":"2026-03-06T09:26:31","modified_gmt":"2026-03-06T14:26:31","slug":"employee-benefits-benchmark-report-2026-podcast-mary-migiano","status":"publish","type":"podcast","link":"https:\/\/compt.io\/podcast\/employee-benefits-benchmark-report-2026-podcast-mary-migiano\/","title":{"rendered":"What 1 in 10 Benefit Dollars Says About 2026 with Mary Migiano"},"content":{"rendered":"\n<p>In this episode of <a href=\"https:\/\/www.youtube.com\/playlist?list=PLqTP4Zfil1_D6DX5w9YDzb_vASsSXOWa0\">Getting Personal with Compt<\/a>, Head of Brand and Communications Lauren Schneider sits down with Mary Migiano, Compt\u2019s Head of Customer Success, to unpack what the <a href=\"https:\/\/compt.io\/resources\/2026-lifestyle-benefits-benchmark-report\/?internal_source=podcast_wp\">2026 Annual Lifestyle Benefits Benchmark Report<\/a> reveals \u2014 and more importantly, what it looks like in practice. <\/p>\n\n\n\n<p>Mary shares what she\u2019s seen firsthand in customer conversations throughout 2025: how companies are navigating tighter budgets, what benefit structures actually drive engagement, and why flexibility is no longer optional.<\/p>\n\n\n\n<iframe class=\"lazyload\" width=\"560\" height=\"315\" data-src=\"https:\/\/www.youtube.com\/embed\/i3kDIhXmLLo?si=5OByw3TP_O0cW34y\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-key-takeaways-from-this-episode\"><strong>Key takeaways from this episode<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-doing-more-with-less-defined-2025\"><strong>Doing more with less defined 2025. <\/strong><\/h3>\n\n\n\n<p>Market uncertainty put every benefits dollar under the microscope last year. Companies consolidated vendor relationships, pulled back budgets, and in some cases removed benefits entirely \u2014 while still needing to retain and attract strong talent. The theme Mary heard most often: <a href=\"https:\/\/compt.io\/guide\/state-of-lifestyle-benefits\/\">thoughtful program design<\/a> matters more than budget size.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-success-looks-different-for-every-company\"><strong>Success looks different for every company. <\/strong><\/h3>\n\n\n\n<p>Some employers prioritize awareness (employees simply knowing a benefit exists). Others aim for maximum participation or utilization. Still others want tight control over how funds are spent. Mary\u2019s team works to understand each company\u2019s goals before implementation, because the right <a href=\"https:\/\/compt.io\/blog\/how-to-measure-employee-benefits-roi\/\" target=\"_blank\" rel=\"noreferrer noopener\">success metric<\/a> for one program may be completely wrong for another.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-0-utilization-can-be-a-win\"><strong>0% utilization can be a win.<\/strong><\/h3>\n\n\n\n<p>Stipends designed for rare, specific, or sensitive needs \u2014 like <a href=\"https:\/\/compt.io\/guide\/out-of-state-care-stipends\/\">out-of-state care<\/a> or <a href=\"https:\/\/compt.io\/blog\/fertility-benefits\/\" target=\"_blank\" rel=\"noreferrer noopener\">fertility support<\/a> \u2014 shouldn\u2019t be judged by how often they\u2019re used. These benefits function more like a safety net than a recurring perk. The right benchmark for a benefit depends entirely on its purpose.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-all-inclusive-lsas-provide-flexibility-that-traditional-benefits-can-t\"><strong>All-inclusive LSAs provide flexibility that traditional benefits can\u2019t. <\/strong><\/h3>\n\n\n\n<p>A fertility benefit might be worth $20,000 \u2014 but it only helps a small slice of your workforce. A <a href=\"https:\/\/compt.io\/use-cases\/lifestyle-spending-accounts\/\">Lifestyle Spending Account (LSA)<\/a> with broad, flexible categories meets employees where they are in their lives, making the benefit relevant to everyone. This structure also improves equity across the workforce because employees can spend the benefit in ways that reflect their individual needs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-lsas-can-actually-save-you-money\"><strong>LSAs can actually save you money. <\/strong><\/h3>\n\n\n\n<p>Even at 90% utilization, the 10% of unspent funds represents real cost savings compared to adding the same amount <a href=\"https:\/\/compt.io\/tools\/stipends-in-paychecks-a-cost-calculator\/\">directly to a paycheck<\/a> (which also carries payroll tax implications). Consolidating multiple perks into a single LSA program also gives employers clearer visibility into their total benefits budget.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-groceries-became-a-headline-spending-category-in-2025\"><strong>Groceries became a headline spending category in 2025.<\/strong><\/h3>\n\n\n\n<p>One in ten stipend dollars went to <a href=\"https:\/\/compt.io\/blog\/employee-grocery-stipends-support-workers-fast-amid-rising-food-costs\/\" target=\"_blank\" rel=\"noreferrer noopener\">grocery retailers<\/a> \u2014 a direct reflection of inflation\u2019s impact on employees\u2019 everyday budgets. Feedback Mary collected throughout the year included messages from employees saying that grocery reimbursements made a real difference for their families. Benefits are no longer just workplace perks; for many employees, they function as real financial support.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-quarterly-funding-often-produces-the-best-participation\"><strong>Quarterly funding often produces the best participation.<\/strong><\/h3>\n\n\n\n<p>Monthly funding can feel like another task employees have to manage. Annual funding means everyone scrambles in December and low engagement the rest of the year. Quarterly keeps employees engaged without creating stress, and it aligns naturally with quarterly manager check-ins on growth and development. Compt also offers flexibility around expiration dates, so funds can accumulate across quarters when needed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-professional-development-is-shifting-toward-ai-tools\"><strong>Professional development is shifting toward AI tools. <\/strong><\/h3>\n\n\n\n<p>Traditional classroom courses are giving way to <a href=\"https:\/\/compt.io\/blog\/ai-stipends-examples\/\">hands-on AI tools<\/a>, productivity software, and platform-based learning like Udemy and Coursera. A dedicated <a href=\"https:\/\/compt.io\/use-cases\/learning-and-development-benefits\/\">professional development stipend<\/a> \u2014 even $500 a year \u2014 gives employees the flexibility to pursue what\u2019s actually relevant to their role right now, rather than being locked into a narrow list of approved vendors or topics.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-smaller-companies-often-invest-more-per-employee\"><strong>Smaller companies often invest more per employee. <\/strong><\/h3>\n\n\n\n<p>Counter to what you might expect, small companies tend to offer larger stipend amounts than large ones. For many smaller organizations, <a href=\"https:\/\/compt.io\/request-a-demo\/?internal_source=blog_textcta_middle\" target=\"_blank\" rel=\"noreferrer noopener\">flexible stipends or LSAs from Compt<\/a> function as a core benefits solution rather than a supplemental perk.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-budget-alone-doesn-t-determine-program-impact\"><strong>Budget alone doesn\u2019t determine program impact.<\/strong><\/h3>\n\n\n\n<p>Mary\u2019s closing advice: leadership buy-in and budget approval are only the starting point. The programs that actually drive employee loyalty and retention are the ones built intentionally: tied to company values, shaped by employee feedback, and communicated clearly. When employees feel that connection, they stay.<\/p>\n\n\n\n<p>Read the full podcast transcript below.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-see-how-leading-companies-are-using-compt-to-stay-ahead-on-benefits-before-your-competitors-do\"><strong>See how leading companies are using Compt to stay ahead on benefits \u2014 before your competitors do.<\/strong><\/h2>\n\n\n\n<p>Unfilled roles, declined offers, preventable attrition \u2014 benefits that don&#8217;t meet market expectations show up on the bottom line fast. Our <a href=\"https:\/\/compt.io\/resources\/2026-lifestyle-benefits-benchmark-report\/?internal_source=podcast_wp\" target=\"_blank\" rel=\"noreferrer noopener\">2026 Annual Lifestyle Benefits Benchmark Report<\/a> shows what companies are actually offering, what employees are spending on, and where the bar is moving. Compt helps you close the gap without adding vendor complexity or blowing your budget.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-download-the-full-2026-report-or-request-a-compt-demo\"><strong><a href=\"https:\/\/compt.io\/resources\/2026-lifestyle-benefits-benchmark-report\/?internal_source=podcast_wp\">Download the full 2026 report<\/a> or <a href=\"https:\/\/compt.io\/request-a-demo\/?internal_source=podcast_wp\">request a Compt demo<\/a>. <\/strong><\/h3>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"hs-cta-embed hs-cta-simple-placeholder hs-cta-embed-185240386378\"\n  style=\"max-width:100%; max-height:100%; width:800px;height:400px\" data-hubspot-wrapper-cta-id=\"185240386378\">\n  <a href=\"https:\/\/cta-service-cms2.hubspot.com\/web-interactives\/public\/v1\/track\/redirect?encryptedPayload=AVxigLI30ajMMXspXzjhcBIpRoCRIVvh%2BXKJm6uRRE2QDhUT9Ha9DLKpvc%2Fhyiay1p7CWsGI8ft7HlEY1zY7F26XHKchKaGzUwuzTOAxuS5z%2F14JNCrjc5Iv1Fksf%2BWVbh3s4E%2BolYBUEvyvNXV6cJc3Axt4g667XRIHv8o55r4V1Fa7d5q2o1OqM3AbUXoiluUNVEcnH2fJu7dmo7Lqn1SAeZbqtumBdIQHo0slpfnCoM1gnA3wcxs5z%2FSUqkrhZV6VKAXMCXUIrLJ59u7PXX0K80WGNP%2F3Y4U%3D&#038;webInteractiveContentId=185240386378&#038;portalId=3919194\" target=\"_blank\" rel=\"noopener\" crossorigin=\"anonymous\">\n    <img decoding=\"async\" class=\"lazyload\" alt=\"2026 Lifestyle Benefits Benchmark Report Download Graphic\" loading=\"lazy\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-src=\"https:\/\/no-cache.hubspot.com\/cta\/default\/3919194\/interactive-185240386378.png\" style=\"height: 100%; width: 100%; object-fit: fill\"\n      onerror=\"this.style.display='none'\" \/>\n  <\/a>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-full-episode-transcript\"><strong>Full episode transcript<\/strong><\/h2>\n\n\n\n<p><strong>Lauren Schneider<\/strong><\/p>\n\n\n\n<p>Joining me today is Mary Migiano, our Head of Customer Success at Compt. Mary spends her days talking with customers once benefits programs are actually live, which means she sees what works, what doesn&#8217;t, and how things feel in practice, not just in theory. Welcome, Mary.<\/p>\n\n\n\n<p><strong>Mary Migiano<\/strong><\/p>\n\n\n\n<p>Hi, Lauren. I&#8217;m so excited to be here. I usually see you outside of the podcasting world, so it&#8217;s so much fun to be doing this with you today.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>I love the energy. We are just coming off of wrapping up and launching our <a href=\"https:\/\/compt.io\/resources\/2026-lifestyle-benefits-benchmark-report\/?internal_source=podcast_wp\" target=\"_blank\" rel=\"noreferrer noopener\">Annual Lifestyle Benefits Benchmark Report<\/a>. We&#8217;ve been doing this for six years, and it gets more exciting each year, which is why I&#8217;m excited to talk to you about it. It&#8217;s full of really interesting signals, and I know that data only tells part of the story. So what I wanted to do today is talk through what those numbers actually look like once programs are live, budgets are real, we&#8217;re spending real money, and employees are making choices. Mary, you are in the best seat in the house to see that.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>I&#8217;m excited. Real talk with Mary and Lauren today.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>Real talk. With that in mind \u2014 you talk to Compt customers at implementation, once programs are actually live, not just on paper. When you think back on all of 2025, which is where the data&#8217;s pulled from, what feels different about those benefits conversations?<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>Last year really changed a lot from previous years. I&#8217;ve been here with Compt for a while, and the biggest change I saw is market uncertainty coming to light. We always see budgets being scrutinized closely, but last year, every dollar was under the microscope. There were higher expectations for where budgets are going and how they&#8217;re being spent on benefits. But also, the expectation is really high because benefits aren&#8217;t just a nice-to-have anymore \u2014 it&#8217;s a necessity to retain good employees and attract well-qualified new ones. The overarching theme I saw in conversations last year was doing more with less.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>Yeah. Beyond consolidation \u2014 when we think about <a href=\"https:\/\/compt.io\/blog\/how-to-consolidate-perks-programs\/\" target=\"_blank\" rel=\"noreferrer noopener\">taking a varied tool stack and consolidating it<\/a> \u2014 what does that look like in practice?<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>It&#8217;s really everything. On one side, it&#8217;s consolidating tools \u2014 companies want to use fewer vendors and maximize the value from the ones they keep. But then you&#8217;re also seeing companies asking: how can we pull back our budget? Or in some cases, depending on the financial state of a company, do we need to remove a specific benefit entirely? That&#8217;s a very challenging place to be. Last year we were able to help guide a lot of employers through that, because you can still do a lot of great things even without a large budget \u2014 it just takes more thoughtful planning. We stayed close with a lot of customers, whether they were new to Compt or had been with us for years. Budget pressure \u2014 through consolidation or otherwise \u2014 was a big pain point for everyone.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>You said something there that started to get into benefits program structure. One thing that kept coming up in our data was really strong participation, even when utilization looked uneven across different categories and demographics. When customers see that, how do you help them interpret what success actually looks like \u2014 and how they&#8217;d define it?<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>Great question. Success means different things to different companies. Just as we at Compt say there&#8217;s no one-size-fits-all approach, the same goes for our customers. It really depends on what the company is trying to solve for.<\/p>\n\n\n\n<p>Sometimes a company just wants to create awareness \u2014 to give employees a benefit that&#8217;s there when they need it, and just knowing it&#8217;s available is enough. Participation isn&#8217;t a top priority; they simply want employees to know it exists.<\/p>\n\n\n\n<p>Other companies prioritize maximum utilization. They want to see employees using the benefit 100% of the time. That&#8217;s where flexible programs like a <a href=\"https:\/\/compt.io\/guide\/lifestyle-spending-accounts-guide\/\" target=\"_blank\" rel=\"noreferrer noopener\">Lifestyle Spending Account (LSA)<\/a> come in \u2014 how can you open it up enough that employees actually use it completely?<\/p>\n\n\n\n<p>And then there&#8217;s a third group that really wants to control the spend side \u2014 making sure funds aren&#8217;t wasted and are being used intentionally. That&#8217;s where a program might look a little different, because instead of one flexible Lifestyle Spending Account, they&#8217;ll break it into separate buckets: a <a href=\"https:\/\/compt.io\/guide\/cell-phone-reimbursement-stipends\/\" target=\"_blank\" rel=\"noreferrer noopener\">cell phone stipend<\/a>, an internet stipend, a <a href=\"https:\/\/compt.io\/guide\/health-and-wellness-stipends\/\" target=\"_blank\" rel=\"noreferrer noopener\">fitness subscription stipend<\/a>, and so on. That gives them more control over amounts.<\/p>\n\n\n\n<p>Ultimately, it really depends on the company and what&#8217;s important to them. That&#8217;s why in our implementation process, we work hard to understand what drove a company to come to us and what they&#8217;re looking to achieve. High participation and utilization are great \u2014 as long as those metrics are what the company actually cares about. And that can change over the years too. Maybe right now high utilization isn&#8217;t a big priority, but in a few years as budgets increase, it might be. We try to stay flexible and stay tuned in with our customers throughout their journey with us.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>I imagine it even gets as nuanced as: we have a couple of different stipends, and certain ones we want to see used all the time, while others we&#8217;re fine seeing used occasionally. Internally, we have our Find Your Balance stipend, and we&#8217;re thrilled when everyone uses it every quarter to its fullest \u2014 because it covers wellness, treating yourself, your <a href=\"https:\/\/compt.io\/use-cases\/family-benefits\/\" target=\"_blank\" rel=\"noreferrer noopener\">family<\/a>, food, whatever. But then we have other specific ones, like an out-of-state care stipend, that&#8217;s there for when you need it. You&#8217;re not necessarily going to need it every quarter, and maybe only one person needs it over the course of their entire tenure here. So you wouldn&#8217;t see much utilization there, and that&#8217;s OK.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>And with some of those, you wouldn&#8217;t want utilization. Hopefully no one is ever in a position where they need it. So 0% utilization \u2014 like you said \u2014 might actually be a positive thing on certain stipends. It just depends on how the stipend is designed.<\/p>\n\n\n\n<p>On a related note: cell phone and internet stipends are a good example where you won&#8217;t always see 100% utilization. The cost of those can vary significantly across the country and internationally, so depending on the amount offered, you might see something like 60% utilization. That&#8217;s expected \u2014 and it&#8217;s normal across a large employee base.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>Right. So there are a couple of ways to structure this. We talked about individual stipends, and you mentioned Lifestyle Spending Accounts, which makes a lot of sense \u2014 a lot of teams are moving toward LSAs because they&#8217;re all-inclusive. Maybe we could start there: what does &#8220;all-inclusive&#8221; mean when we&#8217;re talking about a Lifestyle Spending Account, as opposed to running a bunch of separate programs?<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>Sure. When we talk about an LSA \u2014 a Lifestyle Spending Account \u2014 or an all-inclusive stipend, it really just means a very flexible stipend, as opposed to what we were just discussing, where benefits are purpose-built for only cell phone or only internet connectivity.<\/p>\n\n\n\n<p>An all-inclusive stipend allows for broad categories \u2014 usually five or more \u2014 so employees can truly make the benefit work for them. The best way I explain it is that it&#8217;s very different from a traditional benefit, because most traditional benefits only serve a small portion of the employee population.<\/p>\n\n\n\n<p>A fertility benefit is a great example. Some companies offer $20,000 to employees for fertility support \u2014 which is an amazing benefit. But it only helps a very small percentage of the workforce. An all-inclusive LSA, by contrast, gives you the ability to meet employees where they are in their lives and give them the flexibility they need based on what&#8217;s relevant to them specifically. It becomes a much more meaningful benefit.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>It also adds equitability to your benefits package.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>Absolutely.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>With that in mind, from your side of the house \u2014 what problem do you see customers trying to solve when they shift from, say, manual reimbursements, individual stipends, a <a href=\"https:\/\/compt.io\/blog\/employee-benefits-discounts-marketplace-comparison\/\" target=\"_blank\" rel=\"noreferrer noopener\">marketplace<\/a>, or <a href=\"https:\/\/compt.io\/blog\/debit-card-vs-lifestyle-spending-accounts-reimbursement-comparison\/\" target=\"_blank\" rel=\"noreferrer noopener\">prepaid cards<\/a>, toward an all-inclusive LSA?<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>A few different reasons. First, <a href=\"https:\/\/compt.io\/blog\/lifestyle-benefits-irs-compliance-complete-guide\/\" target=\"_blank\" rel=\"noreferrer noopener\">tax compliance<\/a>. Tax compliance can be incredibly difficult to manage and can honestly be a nightmare. When you can move everything into a single stipend \u2014 whether expenses are taxable or nontaxable \u2014 and not have to manage IRS guidelines yourself, that&#8217;s a huge driver.<\/p>\n\n\n\n<p>The second reason ties back to what we discussed about budgets. An LSA lets employers bring budgets together under one roof, giving them a more accurate picture of spending and a clearer expectation of what will be used. And even though an LSA sounds very flexible, it can actually be a cost savings for companies. If you&#8217;re getting 90% utilization, there&#8217;s still that 10% that might never get spent \u2014 that adds up. Compare that to just <a href=\"https:\/\/compt.io\/tools\/stipends-in-paychecks-a-cost-calculator\/\" target=\"_blank\" rel=\"noreferrer noopener\">adding money to a paycheck<\/a>, and the difference becomes clear.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>I guess that&#8217;s also where the argument between putting money directly in a paycheck vs. prefunding vs. reimbursing comes into play.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>Definitely. And beyond utilization, when you put money directly in a paycheck, companies also pay payroll tax on it. That all adds up and can meaningfully affect cost savings.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>The taxability piece is interesting. Our data revealed \u2014 and this happens year over year \u2014 that significantly more people use their stipends on taxable items than nontaxable ones. I&#8217;m trying to think of examples on the fly here&#8230;<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>The biggest thing I saw this year \u2014 and inflation has everything to do with it \u2014 is groceries.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>Yes.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>There are so many taxable expense categories, and it really comes down to the company identifying what their employees actually need. Basically anything you&#8217;re hearing in employee feedback can probably be tied back to a stipend category. I once worked with a company that had a more structured stipend, and I was trying to convince them to switch to an LSA for more flexibility. My contact was a little hesitant \u2014 in HR, we don&#8217;t always love risk. But when we worked together and found a way to have structure while still building in flexibility, they made the switch and were genuinely happy with it afterward.<\/p>\n\n\n\n<p>That&#8217;s where those unconventional routes can make life easier. And another reason customers come to us is that market trends are always changing. Think about what&#8217;s evolved just in the last year \u2014 health insurance rates and GLP-1 coverage, for example. That&#8217;s the conversation of the moment right now, but next year there&#8217;ll be something else. Instead of finding a very specific <a href=\"https:\/\/compt.io\/blog\/expanding-employee-access-to-glp-1-weight-loss-drug-coverage-with-stipends-and-lsas\" target=\"_blank\" rel=\"noreferrer noopener\">GLP-1 benefit vendor<\/a>, a stipend or LSA lets you evolve as market trends shift without having to rebuild your entire program.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>That&#8217;s a really good point. From a marketing perspective, for a long time the conversation was all about gym memberships \u2014 I want to reimburse people for going to Planet Fitness, but this employee doesn&#8217;t have a Planet Fitness within three hours of their house. Now the conversation has shifted completely to <a href=\"https:\/\/compt.io\/use-cases\/wellness-benefits\/\" target=\"_blank\" rel=\"noreferrer noopener\">wellness as a whole<\/a>, and there&#8217;s been a huge spike specifically around GLP-1s. I&#8217;m glad you brought that up.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>The gym membership thing feels so old-school now. There&#8217;s so much technology out there. The Oura Ring was huge last year, and I literally just ordered myself a glucose monitor \u2014 they&#8217;re over the counter now, so you can track your glucose trends for your health. There&#8217;s so much technology and products that can help you <a href=\"https:\/\/compt.io\/blog\/example-ways-to-use-wellness-stipends\/\" target=\"_blank\" rel=\"noreferrer noopener\">beyond a gym membership<\/a>. And these things are going to keep changing. It&#8217;s less about a specific vendor and more about how you stay current without creating extra work for yourself. Who wants to manage a Planet Fitness corporate agreement? That sounds exhausting.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>I always find it interesting that really large corporations go that route, given how many vendor contracts they&#8217;d have to manage. You&#8217;d need an entire procurement team just for benefits.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>Yeah.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>When wouldn&#8217;t it make more sense to just give your people a wellness stipend or a Lifestyle Spending Account and manage one vendor? Maybe I&#8217;m just too close to Compt, but it seems obvious.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>No, it really does make a lot of sense. And here&#8217;s something I think about: I&#8217;m a big saver. If I can catch a deal somewhere, I&#8217;m always on it. Sometimes companies sign vendor contracts because they&#8217;re getting, say, 10% off a membership. But there are so many great resources already available. Here at Compt, we have a <a href=\"https:\/\/compt.io\/how-it-works\/employee-discounts\/\" target=\"_blank\" rel=\"noreferrer noopener\">discounts page with over 20 categories<\/a>. I could go right now and get a discount on a nationwide gym membership \u2014 without Compt needing to manage a corporate relationship. When that functionality and those discounts are built in automatically, you don&#8217;t need another vendor to manage.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>I&#8217;m so glad you brought that up. We have over 3,000 brands, and I spend an embarrassing amount of time scrolling through before I buy anything.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>That $5 savings? I need it. I&#8217;m getting it every time.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>Exactly. For example, I&#8217;ll pay with my Discover card to get cash back, and then reimburse through Compt. So my stipend covers it and I&#8217;m making money on money.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>Yes! Today on my lunch break I was looking into a new oven, and through our discount marketplace I found it cheaper than anywhere else \u2014 cheaper than major retailers, cheaper than anyone. I was genuinely surprised by the discount.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>It&#8217;s interesting that you mentioned that, because there&#8217;s actually an overlap between our top 10 vendor lists \u2014 both from our <a href=\"https:\/\/compt.io\/blog\/compt-perkspot-employee-discounts-lifestyle-benefits\/\" target=\"_blank\" rel=\"noreferrer noopener\">discount program through PerkSpot<\/a> and from stipend and reimbursement spend through Compt. Wholesale clubs like Sam&#8217;s Club and Walmart are on both lists, so it&#8217;s clear a lot of people are doing exactly what we&#8217;re doing. And for entertainment \u2014 I always look for a coupon code before I go to the movies.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>Why are movies so expensive these days? It&#8217;s wild. But yes, there are so many discounts people don&#8217;t even realize are there.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>And we use it for groceries too. Which brings me to what might be the headline statistic of our report this year: one in ten <a href=\"https:\/\/compt.io\/blog\/employee-grocery-stipends-support-workers-fast-amid-rising-food-costs\/\" target=\"_blank\" rel=\"noreferrer noopener\">benefit dollars now goes to groceries<\/a>.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>It&#8217;s heartwarming in a way when I read specific user feedback throughout the year. You don&#8217;t always realize how much inflation is impacting people \u2014 hourly or salaried, regardless of their role. I cannot tell you how many pieces of feedback I saw that said something like: &#8220;Thank you so much, [company name], for covering my groceries for the next two weeks, it really made a difference for my family.&#8221; People are saying that. Living paycheck to paycheck is more common than we sometimes remember, and seeing these benefits actually making a difference in people&#8217;s day-to-day lives \u2014 that&#8217;s really powerful.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>I went through the spreadsheet of those comments you gathered, and I was scanning for exactly that. I don&#8217;t want to say I was surprised, but I had to sit with it for a moment when I saw how many people were impacted specifically by their grocery and utilities stipend. The prior year I noticed a lot around <a href=\"https:\/\/compt.io\/guide\/caregiving-employee-stipends\/\" target=\"_blank\" rel=\"noreferrer noopener\">caregiving<\/a>. So there&#8217;s this theme \u2014 whether it&#8217;s wellness, family, or food \u2014 where LSAs and stipends are supporting life beyond work. Sure, we use them for <a href=\"https:\/\/compt.io\/use-cases\/learning-and-development-benefits\/\" target=\"_blank\" rel=\"noreferrer noopener\">professional development<\/a> and home internet, but so much of the impact is on employees&#8217; families and loved ones, not just the employees themselves.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>Exactly. And some of the standout comments I&#8217;ve seen \u2014 this isn&#8217;t a one-off thing, I see these regularly \u2014 include things like: &#8220;I was able to get my father, who&#8217;s going through cancer treatments, an Uber to and from his appointments.&#8221;<\/p>\n\n\n\n<p>What I saw clearly in the last year is two things: the grocery piece, where stipends are genuinely helping people get by, but also the flip side \u2014 stipends enabling employees to do something for themselves that they otherwise wouldn&#8217;t have done. I hear that constantly. We say, &#8220;Oh, just throw <a href=\"https:\/\/compt.io\/blog\/managing-employee-stipends-in-house-costs-risks-alternatives\/\" target=\"_blank\" rel=\"noreferrer noopener\">extra money in a paycheck<\/a>,&#8221; but that money doesn&#8217;t get used in the way it&#8217;s intended. A stipend, by contrast, ends up being used for something extra in a lot of cases \u2014 self-care, something personal, something that contributes to their life. And think about how that makes a person show up at work. Their productivity, their sense of connection to their company. It makes a big difference.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>That&#8217;s exactly how I think about it too. Anything on my paycheck goes to the mortgage, my daughter&#8217;s dance class, whatever else. But our quarterly stipend is basically my &#8220;mom&#8217;s fun fund.&#8221; I spend it on things for me \u2014 or honestly sometimes Christmas presents \u2014 and it just feels like bonus money in the best possible way.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>It is \u2014 and it&#8217;s needed. Because let&#8217;s be honest: moms feel guilty spending money on themselves. That Find Your Balance stipend is literally for finding <em>your<\/em> balance, not worrying about everyone else. It&#8217;s so important.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>For us, that stipend is quarterly, and I know funding cadence is a huge deal. It might sound like a small detail when you&#8217;re having a conversation with a customer about program setup, but it can completely change how a program feels. Quarterly seems to be a really successful option. When customers are deciding between monthly, quarterly, and annual funding, what do you usually see work best and why?<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>Quarterly. Hands down, not even a question.<\/p>\n\n\n\n<p>A lot of customers come in wanting to do monthly stipends, which makes intuitive sense. But the problem with monthly frequency is that it becomes too much \u2014 another thing to remember every month. Quarterly ends up being the sweet spot. It keeps employees engaged with the benefit without making it feel like work. Four times a year vs. twelve times a year \u2014 you can feel that difference. It&#8217;s manageable. It keeps the benefit top of mind so employees remember their company is supporting them, without becoming an annoyance.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>That actually matches my own experience. When it&#8217;s quarterly, I find myself putting it off a bit, but I always end up using it. If it were monthly, I think I&#8217;d feel rushed \u2014 like it&#8217;s another item on my to-do list \u2014 and I&#8217;d probably end up forgetting entirely. The quarterly window gives me breathing room.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>You literally sound stressed just talking about it being monthly. And that&#8217;s the point \u2014 we&#8217;re not trying to induce stress. But human nature proves time and again that people wait until the last minute. So let&#8217;s consider the other extreme: annual funding. You end up with everyone submitting expenses in December. A few Type A personalities do it sooner, but most wait until year-end \u2014 and in the meantime, they forget the benefit even exists because they&#8217;re only interacting with it once a year.<\/p>\n\n\n\n<p>That&#8217;s where quarterly wins. And what&#8217;s great about Compt is that we have a lot of flexibility in how funds are distributed. It&#8217;s not just, &#8220;Here&#8217;s your quarterly stipend at the start of every quarter.&#8221; There&#8217;s real customization available around when funds are distributed, when they expire, and things like that \u2014 so you can build a program that keeps employees engaged while still working for your team.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>So without a doubt \u2014 quarterly, for every type of stipend? That seems clear for wellness and lifestyle stipends, but what about professional development? Those conversations have shifted a lot lately. People are trying to figure out AI, and a lot of that software runs on monthly subscriptions. How does that all interact?<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>Great point. I&#8217;d actually say quarterly is even more important for professional development. As a leader, you don&#8217;t want your team racing to the finish line in December just to check professional development off a list and burn through the budget. You want it used intentionally throughout the year.<\/p>\n\n\n\n<p>And like the other stipend types, you don&#8217;t want it monthly either \u2014 what if there&#8217;s genuinely nothing worth spending on that month? You don&#8217;t want people stressed about losing funds. Quarterly keeps them engaged. It also aligns well with quarterly growth conversations that many managers have with their teams anyway.<\/p>\n\n\n\n<p>Plus, with Compt&#8217;s stipend funding, you don&#8217;t have to choose strictly between quarterly distribution and annual access. You can issue funds quarterly but set them not to expire until end of year \u2014 so if someone wants to save up a few quarters for a more expensive course or certification, they have that flexibility. The regular cadence is still important, even semi-annually, so people aren&#8217;t waiting until December to act.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>Are HR leaders, benefits managers, and finance teams doing anything differently with professional development budgets this year compared to years past?<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>We actually launched a <a href=\"https:\/\/compt.io\/how-it-works\/professional-development\/\" target=\"_blank\" rel=\"noreferrer noopener\">professional development module in Compt<\/a> that supports multi-level approvals, and we&#8217;ve seen strong traction with that. Companies like it because they want managers involved in the decision \u2014 managers are best positioned to know what&#8217;s directly relevant to a given role \u2014 but they still want HR or finance to have visibility. That covers one piece.<\/p>\n\n\n\n<p>The other big trend is just how fast AI is moving, and how hard it is for any HR team to stay on top of what professional development is actually relevant for each role. Think about how many positions we have here at Compt \u2014 how do you know what&#8217;s good professional development for each one, at the individual level? That&#8217;s where we&#8217;re seeing a lot of interest in recommendations driven by what real people are using and what they&#8217;re saying about it.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>That makes a lot of sense. There&#8217;s so much to cover in this report. I&#8217;m pulling it up separately because as you&#8217;re talking, I keep remembering other data points I want to get into. Like stipend amounts \u2014 that&#8217;s probably one of the first questions people have, whether they&#8217;re familiar with stipends or not. They want to benchmark against what others are doing. So: I&#8217;m going to offer a professional development stipend, quarterly \u2014 how much should I actually give people?<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>It really depends on your program design. We see two main approaches. Some companies run a program that&#8217;s essentially <a href=\"https:\/\/compt.io\/blog\/employee-tuition-reimbursement\/\" target=\"_blank\" rel=\"noreferrer noopener\">tuition reimbursement<\/a> \u2014 in those cases, stipend amounts can be quite large. You might see $5,000 a year per employee, intended specifically for college courses or university programs.<\/p>\n\n\n\n<p>Then there&#8217;s the broader professional development stipend \u2014 think of it as the LSA of professional development. Much more flexible, and you don&#8217;t need a large budget to start. Even $500 a year is a meaningful amount that gets people using their funds in a real way.<\/p>\n\n\n\n<p>What we&#8217;ve seen a lot this past year is AI leading the charge. We&#8217;re past the era of traditional online or classroom courses. People want hands-on learning, and we&#8217;re seeing a lot of <a href=\"https:\/\/compt.io\/guide\/the-ultimate-guide-to-getting-started-with-ai-stipends\/\" target=\"_blank\" rel=\"noreferrer noopener\">productivity and AI tools<\/a> being claimed as professional development expenses. It&#8217;s been a really interesting shift to watch. And even for more traditional learning, platforms like Udemy and Coursera are popular \u2014 those flexible platforms are more commonly used than very topic-specific resources.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>As you were talking about AI subscriptions, I pulled up the report. For professional development stipend funding ranges specifically: the minimum is $50 \u2014 which makes sense, since something like a Claude subscription runs maybe $20 a month \u2014 the median is $800, and the maximum is $10,000. That higher end sounds like in-person conferences or tuition reimbursement folded into professional development.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>Exactly. And honestly, back to professional development basics \u2014 some people still just want a good old-fashioned book. Amazon is one of our top vendors for a reason.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>I completely forgot to mention \u2014 $50 could cover a couple of books!<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>Our minds jump straight to AI now, which they should \u2014 that&#8217;s where the world is headed. But the simplicity of being able to buy a book on Amazon about coding or whatever&#8217;s relevant to your role, without needing a specific approved vendor, makes a big difference.<\/p>\n\n\n\n<p>And speaking of AI \u2014 I read that AI is trending to surpass human intelligence. When do you think that happens?<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>Oh no &#8230; has it already happened? I&#8217;m scared. Everything I&#8217;ve seen puts it around 2030, but honestly it could be sooner.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>2030. Four years from now, no human will be smarter than AI. When you think about professional development, this is exactly why right now is the time to <a href=\"https:\/\/compt.io\/guide\/the-ultimate-guide-to-getting-started-with-ai-stipends\/\" target=\"_blank\" rel=\"noreferrer noopener\">skill up your employees with AI<\/a> and prepare them for what&#8217;s coming. It&#8217;s not about being the smartest person in the room anymore \u2014 it&#8217;s about connecting the dots with AI. The tools, the online courses, the certifications \u2014 all of that is going to be really important.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>As we&#8217;re talking about that, I started wondering: is stipend size dependent on company size? I said $10,000 for professional development out loud and thought \u2014 is that affordable for a smaller company? Looking at the data, for midsize companies, the professional development range is anywhere between $300 and $10,000. And what blew my mind: that $33,000 maximum for an all-inclusive LSA? That&#8217;s attributed to a small company.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>And that actually makes sense when you think about it. Small companies usually lead the pack on <a href=\"https:\/\/compt.io\/blog\/stipend-and-lifestyle-spending-account-benchmarks\/\" target=\"_blank\" rel=\"noreferrer noopener\">stipend size<\/a>. Large companies tend to have a big toolkit of benefits \u2014 a stipend isn&#8217;t the only thing they&#8217;re offering. Smaller companies, on the other hand, often invest more heavily in a benefit like Compt to solve for a lot at once, vs. larger companies that have access to a broader portfolio of resources and health benefits. For smaller companies, Compt is doing the heavy lifting across the board.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>That&#8217;s a great point. And I guess for those smaller companies, a <a href=\"https:\/\/compt.io\/request-a-demo\/?internal_source=podcast_wp\">well-designed C<\/a><a href=\"https:\/\/compt.io\/request-a-demo\/?internal_source=podcast_wp\" target=\"_blank\" rel=\"noreferrer noopener\">o<\/a><a href=\"https:\/\/compt.io\/request-a-demo\/?internal_source=podcast_wp\">mpt program<\/a> is actually more affordable than trying to manage a large health insurance carrier plus multiple vendors to build out a benefits package.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>Definitely. We work closely with a lot of health insurance brokers, and for companies in that middle range especially, stipends are a great way to round out their benefits offering \u2014 and sometimes to offset medical costs too.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>One thing I want to go back to is something you mentioned earlier about hourly vs. salaried employees and how they might approach flexible benefits differently. Was there anything that stood out \u2014 either in the data or anecdotally \u2014 from last year?<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>It&#8217;s funny because we actually touched on this earlier. The hourly-vs.-salaried split is really what I was referencing when I talked about using benefits for essentials. Hourly employees \u2014 some of whom are living paycheck to paycheck \u2014 tend to use stipends for day-to-day essentials: groceries, household items, even things like paying their electric bill through our home category. Just getting by.<\/p>\n\n\n\n<p>Salaried employees, by contrast, tend to use stipends to treat themselves or do something they wouldn&#8217;t have otherwise done. But honestly, that pattern can show up in either group depending on the individual.<\/p>\n\n\n\n<p>The really cool thing is that the LSA gives everyone the autonomy to use it however it&#8217;s most meaningful to them \u2014 whether that&#8217;s everyday essentials or something extra. That flexibility is what makes it work across such different situations.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>It&#8217;s a huge impact on personal budgets. And speaking of budgets \u2014 my final question, although I could ask many more because this report is genuinely rich and I don&#8217;t want to give it all away. A lot of teams already have their 2026 budgets in motion. Maybe they&#8217;re locked in, maybe they&#8217;re not. Either way, they&#8217;re still making trade-offs somewhere. Based on what you&#8217;ve seen this year, what is one assumption you&#8217;d encourage people to pause and rethink?<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>I&#8217;d say this: the budget is not the most important piece.<\/p>\n\n\n\n<p>Getting <a href=\"https:\/\/compt.io\/blog\/how-to-measure-employee-benefits-roi\/\" target=\"_blank\" rel=\"noreferrer noopener\">leadership buy-in<\/a> and launching a program is great \u2014 but it&#8217;s just one piece of the puzzle. The most important thing is making the program impactful for your employees. That means spending real time developing the program, tying it back to your company&#8217;s goals and mission, and actually listening to what&#8217;s in your employee feedback. I can nearly guarantee that anything employees are asking for in surveys can be embedded in a stipend \u2014 it&#8217;s about how you design, market, and communicate it.<\/p>\n\n\n\n<p>When you do those things well, it&#8217;s not just about getting money into employees&#8217; hands. It&#8217;s about building trust. Employees feel connected to the company, and that connection drives loyalty. They&#8217;re more likely to stay.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>Well said. Thanks so much for your time, Mary.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>Thanks for having me. Always great to chat with you.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>Likewise. And for anyone listening \u2014 you can find our <a href=\"https:\/\/compt.io\/resources\/2026-lifestyle-benefits-benchmark-report\/?internal_source=podcast_wp\" target=\"_blank\" rel=\"noreferrer noopener\">2026 Annual Lifestyle Benefits Benchmark Report<\/a> on our website and across our social channels. You can also search for it pretty much anywhere: Google, ChatGPT \u2014 or as we lovingly call it, Chatty \u2014 and you&#8217;ll find it. We also have something we created called a <a href=\"https:\/\/chatgpt.com\/g\/g-6940723239388191960e48992ba90282-compt-lifestyle-benefits-benchmark-advisor\" target=\"_blank\" rel=\"noreferrer noopener\">Benchmark Advisor<\/a>, which uses AI to let you explore the report interactively. Mary, do you want to tell them about it?<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>I love this thing. If you&#8217;re someone who wants insights fast \u2014 without reading through a full report \u2014 this tool lets you ask your specific questions and get answers drawn directly from the report&#8217;s data. It&#8217;s incredibly useful.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>Exactly. It&#8217;s interactive, which is great if sitting down with a static report isn&#8217;t how you best absorb information. You can type in questions in real time \u2014 and if you&#8217;re reading the report and hit a point where you wonder, &#8220;what would this actually look like for my company?&#8221; you can just ask. It&#8217;s pretty amazing.<\/p>\n\n\n\n<p><strong>Mary<\/strong><\/p>\n\n\n\n<p>Love it.<\/p>\n\n\n\n<p><strong>Lauren<\/strong><\/p>\n\n\n\n<p>All right \u2014 that&#8217;s a wrap!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A conversation about lifestyle benefits, employer stipend strategy, and Compt&#8217;s 2026 Annual Lifestyle Benefits Benchmark Report.<\/p>\n","protected":false},"author":25,"featured_media":21427,"menu_order":0,"template":"","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"podcast-category":[45],"class_list":["post-21425","podcast","type-podcast","status-publish","has-post-thumbnail","hentry","podcast-category-lifestyle-benefits"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Employee Benefits Benchmarks 2026: Podcast | Compt<\/title>\n<meta name=\"description\" content=\"What are employees actually spending benefits dollars on in 2026? Compt&#039;s Mary Migiano breaks down the data, from grocery stipends to LSAs.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/compt.io\/podcast\/employee-benefits-benchmark-report-2026-podcast-mary-migiano\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What 1 in 10 Benefit Dollars Says About 2026 with Mary Migiano\" \/>\n<meta property=\"og:description\" content=\"What are employees actually spending benefits dollars on in 2026? 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